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Insuring Georgia vehicles - from two wheels to twelve!
As an independent insurance agency, Broughton Financial Services works with many insurance companies and can help you compare protection and prices to find the coverage and value that is right for you. We’re your local agents –real, live members of the Grayson and Lawrenceville community, so we know how to get you the right insurance for your vehicle. Whether your insurance needs are for hitting the winter trails, taking a summer drive, or just the everyday commute, our team can help you find the right insurance to keep you covered. Our commitment is to serving you Broughton Financial Services knows that in Georgia, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today. https://www.broughtonifs.com/contact.html Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles. Motorcycle Insurance – Ride safe and insure your motorcycle. ATV and Motorsport Insurance – Insurance policies that cover all your toys. RV and Mobile Home Insurance – Home insurance for your home-on-the-road. Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
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Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Broughton Financial Services you get choices. Why? Because independent insurance agencies, like Broughton Financial Services, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Metro Atlanta community community, and we’re committed to doing business face-to-face and being your advocate in times of need. Serving Metro Atlanta and the state of Georgia here are a few reasons why Broughton Financial should be your first and last pick when looking for insurance.
We treat you like a person, not a number. We are licensed professionals with strong customer and community ties. There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact Broughton Financial today. Give us a call today at 678-344-3415 As I'm sure you know, everyone with a car is required to have insurance on it. However, attaining a deep understanding of auto insurance coverage is the last thing on our minds when we start driving. And as life continues, it may remain that way. Why bother educating yourself about it now? One primary reason is you make better decisions when you are well informed. This post will focus on explaining two coverage terms of your auto insurance policy, Bodily Injury Liability and Medical Payments.
Bodily Injury Liability Coverage is required to be on your auto insurance policy. In an accident that IS your fault, this coverage covers the cost of injuries to the other person! Medical Payments Coverage is not required to be on your auto insurance policy. It covers medical expenses due to injuries (yours or your passengers) from an accident, whether it is your fault or not. Medical Payments also covers you as a pedestrian if you are injured when a vehicle hits you. Take Away: The Liability portion of your auto insurance policy protects the other person, so you are not held liable to pay for their injuries. What about me? you may ask. Suppose you don't have health insurance or have high premiums on your health insurance. In that case, you may want to add Medical Payments coverage to your auto insurance policy! Price isn't the only thing to consider when shopping for quality insurance. Still, it is an essential factor to most people! So, we have listed some discounts you may not know about to lower your auto or home insurance premium. (Discounts vary by company) Let's get to it!
1. Bundle- Having more than one policy with the same company often leads to savings! 2. Good student discount- Have a school-aged driver on your auto policy? Submit their grades for a possible discount. 3. Defensive driver discount- Have you taken a defensive driving course in the last year? Submit the certificate to your agent for a possible discount. 4. Driving monitoring app- Many companies offer a discount for safe driving after monitoring your driving through an app. Make sure you clarify with your agent if that discount will be adjusted if your driving was less than stellar. 5. Security System- Submit your monthly statement from your security monitoring company like ADT for a possible discount on your home insurance. 6. Roof- Have you replaced your roof recently? Make sure you update your home policy—newer roof=lower rate. Final Thoughts: Insurance rates fluctuate. Get a quote once a year with an agent who has access to many companies to ensure you have the best coverage at the lowest rate possible! 'Til next time! |
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